1. Introduction

Welcome to Quickypay LLC (“Quickypay,” “we,” “our,” or “us”). We are committed to protecting your privacy and handling your personal information with transparency and integrity. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website (www.quickypay.us), mobile application, and related services (collectively, the “Services”).

By using our Services, you agree to this Privacy Policy.

2. Information We Collect

We collect information directly from you and automatically when you use our Services.

Information You Provide to Us:
– Full Name
– Address
– Date of Birth
– Social Security Number (where required by law)
– Government-issued ID (passport, driver’s license, etc.)
– Telephone number and email address
– Payment information (e.g., card number, billing address)
– Beneficiary information (name, contact details, bank account)

Information We Collect Automatically:
– IP address
– Device information and browser type
– Geolocation data
– Cookies and usage data (for website optimization and fraud prevention)

3. How We Use Your Information

We use your information to:
– Process money transfers and digital gift card purchases
– Verify your identity (KYC/AML compliance)
– Prevent fraud, money laundering, and unauthorized transactions
– Communicate with you about your transactions
– Maintain internal records and satisfy legal obligations
– Improve and secure our Services
– Send marketing communications (only with your consent)

4. How We Share Your Information

We may share your information:
– With service providers who assist in operating our Services (payment processors, compliance vendors, IT support)
– With regulatory authorities and law enforcement to comply with BSA/AML obligations, subpoenas, or legal requests
– With our affiliates to provide seamless Services
– In case of a business transfer, such as a merger or acquisition

We never sell your personal information to third parties.

5. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Policy and to comply with legal, accounting, or reporting requirements, typically at least five (5) years.

6. Your Rights and Choices

Depending on your location, you may have rights to:
– Access the personal data we hold about you
– Correct inaccurate or incomplete personal data
– Delete your personal data (subject to legal retention requirements)
– Object to or restrict the processing of your personal data
– Withdraw your consent for marketing communications at any time

You can exercise these rights by contacting us at quickypayus@gmail.com.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to:
– Facilitate the operation of our website
– Enhance your user experience
– Monitor website performance and detect security incidents

You can set your browser to refuse all or some browser cookies or to alert you when websites set or access cookies.

8. Data Security

Quickypay employs industry-standard safeguards to protect your information, including:
– SSL encryption for data transmission
– Secure storage with restricted access
– Regular monitoring for potential vulnerabilities and attacks

Despite our efforts, no method of transmission over the Internet or electronic storage is completely secure.

9. Children’s Privacy

Our Services are not directed to individuals under the age of 18. We do not knowingly collect information from minors.

10. International Data Transfers

If you access our Services from outside the United States, your information may be transferred to, stored, and processed in the United States, where privacy laws may not be as protective as those in your jurisdiction.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of this Policy. Your continued use of the Services after any changes constitutes acceptance of the new Privacy Policy.

12. Contact Us

For questions about this Privacy Policy or your personal information, please contact us:
– Phone: +1 (786) 683-9018
– Email: quickypayus@gmail.com
– Address: 2000 Ponce de Leon Blvd, Suite 500, Coral Gables, FL 33134